O’Connor, Schmeltzer & O’Connor has developed a coveted reputation in the legal community for our proficiency in insurance coverage litigation. Due to our significant expertise, our advice is regularly sought by numerous insurer carriers and risk financing entities on a wide array of policy and coverage matters in connection with claims, lawsuits and bad faith litigation.
Our attorneys have decades of experience working with insurance carriers to resolve coverage issues and protect them from bad faith claims. We are often called upon to help in determining the duty to defend and indemnify, evaluate exposure, and develop appropriate strategies for handling coverage issues for problem or complex claims. Our attorneys have substantial litigation experience, including declaratory judgment actions, defense of first and third party bad faith claims, and disputes between primary insurers, excess insurers and reinsurers. This has included complex cases involving millions of dollars.
We handle disputes involving a wide variety of policies, including homeowner; life, health and disability; automobile; aircraft; commercial general liability; employer’s liability and workers’ compensation; directors and officers; professional errors and omissions; and umbrella and excess coverage.
Our representation involves a wide range of coverage types and claims:
• Duty to pay judgments and settlements
• Duty to settle lawsuits
• Failure to defend
• Insurer reimbursement actions
• Punitive damage claims
• Right to independent counsel
• Unreasonable claim payment delay
• Wrongful denial of policy benefits
• Wrongful rescission
To learn more about our Insurance Coverage services, contact O’Connor, Schmeltzer & O’Connor today.